How can checking your own credit report regularly help you?Correct Answer: Spot errors and fraudulent activities ! Other People SaidSpot errors and fraudulent activities: 1000 Improve your credit utilization instantly: 108 Lower your interest rates automatically: 115 Next Question: If a loan is described as 'unsecured,' it means:It has a variable interest rateIt does not require collateralPayments can be delayed indefinitely without penalty