What does having a 'high credit utilization ratio' mean?Correct Answer: You use a high percentage of your available credit limit ! Other People SaidYou have too many credit accounts open: 89 You never use your credit cards: 104 You use a high percentage of your available credit limit: 1003Next Question: What is the primary purpose of a budget?To plan and track income and expensesTo reduce taxes owedTo increase investment returns