A credit freeze helps protect you by:Correct Answer: Preventing new credit from being opened in your name ! Other People SaidIncreasing your credit limit: 85 Preventing new credit from being opened in your name: 1001 Erasing existing debts immediately: 114 Next Question: An adjustable-rate mortgage (ARM) means:Your payments decrease every yearYou can skip payments periodicallyYour interest rate can fluctuate periodically